Why You Need an Experienced Car Accident Lawyer
Insurance companies, no matter what they may claim in their advertisements, are not really on your side. While they may not attempt to challenge easily documented expenses such as invoices to repair your car or medical bills for your treatment, they will often attempt to strong arm you into accepting a much lower settlement for future damages, pain and suffering, and lost wages. Car insurance companies are interested in protecting their bottom line, and while they may agree that you deserve compensation, they may try to manipulate you into accepting an offer that only meets the minimum requirements of your claim.
Once you agree to a settlement from the insurance company, it’s final. You cannot go back and claim any further damages. The insurance company knows this, which is why they will try and pressure you to accept their settlement offer, even if it doesn’t quite cover everything you need it to.
They may even imply that you are lucky they managed to get you as much as they did, and if you don’t sign, that offer will go away and you may get nothing. They may try to argue that your injuries were not as severe as you are claiming. Some, even with an accident report, will attempt to convince you that you were partially at-fault, so you need to be grateful for any settlement you receive.
When you are focusing your physical and mental energy on recovering from the accident itself, it’s hard to negotiate with the insurance company, especially if they are counting on confusing you with the complexity of legal responsibilities or trying to scare you with threats of no settlement at all. This is why you need an experienced car accident attorney on your side. They understand the law, they understand the tactics used by insurance companies, and they have the resources to build a strong case in your favor.