Medical Criteria
To be eligible for SSDI, you must have a medically determinable disability. The SSA defines a disability as a physical or mental condition that stops you from doing substantial gainful activity and is expected to persist for at least one year or result in death. You will need to provide significant medical evidence to support your disability claim. This may involve medical records, diagnostic tests, and letters from your doctors outlining how your condition affects your capacity to carry out work duties.
Financial Criteria
SSI benefits are intended to help individuals who have limited income and resources. The SSA uses both income and asset limits to determine eligibility. 2024 for example, the maximum allowable income for a single individual is $914 per month, and for a couple, it is $1,371. Additionally, your countable resources, including bank accounts, property, and other assets, must be below $2,000 for an individual or $3,000 for a couple. These limits can vary depending on specific exclusions, like the value of your primary residence and vehicle.
Age
While the primary focus of SSI is to assist individuals with disabilities, those who are aged 65 or older can also qualify for SSI if their income and resources are below the prescribed limits.
The SSDI Application Process in Napoleon, Ohio
Applying for SSDI in Napoleon, Ohio, can be lengthy and complex. The first step is to apply with the Social Security Administration, which can be done online, over the phone, or in person at your local SSA office.
Once you submit your application, the SSA will review your case to determine if you meet the disability requirements. The decision process usually takes several months, although the wait time can vary based on the complexity of your case. If your application is denied, we recommend claimants contact an attorney.
Many initial applications for SSDI are denied, but this does not mean your case is over, or that you don’t qualify. Often, it is due to missing documentation or not enough documentation. An experienced SSDI attorney can help you navigate the appeals process and boost your chances of obtaining the benefits you’re entitled to by feeding the SSA all of the necessary information to get you approved asap.