Can You Afford Legal Representation for a Social Security Disability Claim?
If you qualify for SSDI but have been denied on your initial application, you’re not alone. Many applicants face this setback, often due to the stringent criteria and complex application process involved in SSDI claims. The fear of being denied again and the urgent need for financial assistance can create significant stress and uncertainty. This is where seeking legal representation can make a difference.
Navigating the complexities of applying for Social Security Disability Insurance (SSDI) can be daunting, especially if you’ve been denied on your first application. For many people facing this situation who are out of work without income already, the prospect of seeking legal representation may seem out of reach due to concerns about affordability. However, understanding the potential costs and benefits of hiring an SSDI attorney can provide clarity and peace of mind during this challenging time.
But how can you afford an attorney when you are not working? The answer is most disability attorneys who do SSDI work also accept clients on a contingent basis. This means there is no attorney fees paid up to open your case. It also means you only pay the attorney if you get your benefits. The attorney can take a portion of your back benefits that are owed to you as their fees.
Benefits of an SSDI Attorney
While you may be apprehensive about the cost of hiring an SSDI lawyer, it’s essential to recognize that legal representation can be a valuable investment in securing the benefits you are entitled to and need. Contrary to common misconceptions, hiring an attorney for your SSDI claim does not increase the amount of benefits you receive or guarantee approval. However, it does ensure that your claim is presented effectively, with the proper paperwork and documentation, and may minimize the risk of further delays or denials.
One of the primary concerns for considering legal representation is the fear of incurring additional expenses at a time when you may already be struggling financially due to your disability. However, SSDI attorneys typically work on a contingency basis, meaning they only collect a fee if your claim is successful and you are awarded disability benefits. This fee is usually a percentage of the back pay or retroactive benefits you receive, capped at a maximum amount set by the Social Security Administration (SSA).
In addition to the contingent fee structure, it’s essential to understand that if your SSDI claim is unsuccessful, you are not responsible for paying attorney fees. This alleviates the financial risk of seeking legal representation and provides reassurance that you will not incur additional expenses if your claim is denied.
Clarity and Peace of Mind
Before deciding whether to hire an SSDI attorney, it’s beneficial to call for a free consultation to discuss your case so an experienced attorney can assess your chances of successful claim. During this consultation, an SSDI attorney can evaluate the strength of your claim, review your medical records, and guide you through the next steps to take. This initial consultation will allow you to make an informed decision about pursuing legal representation without any financial obligation.
Denials Are More Common Than You Think
SSDI provides financial support to people who are unable to work due to a qualifying disability. This assistance can help cover basic living expenses and medical costs. By obtaining disability benefits, you can gain financial stability and access to the necessary resources to support yourself and your family during this challenging time. Your SSDI attorney can oversee your appeal to make sure you have all of the necessary paperwork submitted to avoid delays. While this may be your first time experiencing this process, an SSDI attorney has been through the submission process before, they know what to expect, and they know what the SSA is looking for.
If you qualify for benefits but you’ve been denied, it’s often due to missing documents. Your denial notice may not include a reason why. The appeals process can be difficult if you aren’t sure what you need to provide.
To determine your eligibility for social security disability insurance benefits, you must meet specific criteria, including being insured under the Social Security system and having a medically determinable disability that prevents you from engaging in substantial gainful activity for a period of 12 or more months. The benefits you receive are based on your earnings history.
While waiting for your SSDI claim to be approved, it’s important to explore alternative sources of financial support to meet your immediate needs. This may include tapping into savings, seeking assistance from family or friends, or accessing community resources such as food banks or government assistance programs.
How Arthur Law Firm Can Help
The decision to hire an SSDI lawyer is a personal one that should be based on your individual circumstances and needs. While there may be concerns about affordability, it’s important to weigh the potential benefits of legal representation in securing the disability benefits you deserve. By understanding the contingent fee structure, exploring the option of a free consultation, and considering the long-term financial impact of obtaining disability benefits more quickly, you can decide whether legal representation for your appeal is right for you. If you’re ready to explore your options for pursuing SSDI benefits, contact an experienced SSDI attorney to discuss your case and get the support you need.
At Arthur Law Firm, we understand the challenges you may face after being denied your initial SSDI application. Our goal is to provide you with the guidance, support, and advocacy you need to appeal the decision and pursue the benefits you are entitled to. With our knowledge of SSDI laws and regulations, we can help ensure that your claim is presented thoroughly, with the proper documentation and evidence to support your case.
Don’t let the fear of additional expenses deter you from seeking the legal representation you need. Contact Arthur Law Firm right away (419) 782-9881 for a free consultation and discuss your SSDI denial with one of our experienced attorneys. Let us help you navigate the path to securing the disability benefits you deserve. Your journey to financial stability starts here.