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Can I Recover Compensation for Future Medical Expenses? A Guide for Car Accident Victims

If you have been seriously injured in a car accident and are dealing with long-term injuries, you are likely facing many challenges, including lost wages from missed work, long-term medical needs, car repairs or replacement, and emotional upheaval. When you’ve been seriously injured in an accident that was not your fault, you are entitled to compensation to help you financially through your recovery. One of the most challenging aspects of determining a fair settlement is trying to look into the future to predict ongoing medical expenses you may face as a result of the accident. An experienced car accident attorney can draw on their experience to help you recover the compensation you need as you cope with long-term injuries.

Understanding the Challenges Faced After a Serious Car Accident

A serious car accident has far more challenges than most people realize, especially if there is the possibility of a permanent disability caused by the accident. When you are seriously injured, your visit to the emergency room is not likely the only treatment you will require. If that were the case, your medical damages could be easily calculated. A serious injury on the other hand has a long-term physical, emotional, and financial impact, making future damages difficult to calculate. While it may be tempting to accept a quick settlement offer, once you do you cannot go back and ask for more compensation later, even if your medical bills surpass what you expected.

This is why having an experienced car accident attorney is so important. They have been through this scenario many times before, giving them the experience to be able calculate future damages into your settlement. Your attorney will have to work with medical experts and other professionals to get the necessary information to document how your injuries will impact your future. But this is necessary when there are significant financial ramifications involved.

Advocates for Long-Term Injury Victims

Arthur Law Firm has a wealth of experience in representing victims of car accidents with long-term injuries. Our attorneys have a strong commitment to helping car accident victims recover compensation for future medical expenses by gathering all the evidence and documentation necessary to prove both legal liability and financial need. We understand the unique challenges faced by victims requiring ongoing care and are committed to being advocates for them in helping to meet those needs, and handling all negotiations with the insurance company.

lonely girl is sitting on a wheelchair on the street

Benefits of Choosing an Experienced Attorney

There are many different options when choosing a car accident attorney after a serious car accident. When you are comparing your choices, look for a local and experienced attorney who has success in:

  • Navigating Complex Legal Proceedings

Legal proceedings involving long-term injuries can be far more complex than straightforward injury cases where a full recovery can be expected quickly. Make sure the attorney you consider has the right expertise for recovering ongoing and future medical expenses.

  • Establishing Legal Responsibility for Future Medical Expenses

Medical causation is the cornerstone of many car accident settlements, and when future medical expenses are indicated, many insurance companies will resist accepting responsibility by attempting to argue that the ongoing injuries are unrelated to the accident. An experienced attorney will be able to establish and prove legal responsibility by working with your medical providers and other experts to establish causation and estimated costs for future care.

  • Maximizing Compensation for Ongoing Care

Insurance companies are interested in protecting their bottom line and may cause many challenges through determining the compensation needed for ongoing medical needs. They will argue that future medical care is not necessary or that the care recommended has been inflated and exaggerated. Experienced car attorneys have the resources to prove an ongoing need.

  • Expert Negotiation Skills

Most car accident cases are settled out of court. This saves time and valuable resources. You need an experienced car accident attorney with exceptional negotiation skills who understands how to work with the insurance company to get you the settlement you need to move forward in a timely and efficient manner.

Addressing Concerns About Future Medical Expenses

So, can you recover compensation for future medical treatments? Yes, but you need a car accident attorney who is experienced in similar cases to fight for you. Many insurance companies are hesitant to consider money for future medical expenses, as they are highly suspicious that the projected cost of future damages could be inflated, and they do not want to “overpay”. However, there is a legal basis to obtain compensation for future medical needs if your treatment provider indicates that future treatment is “reasonably necessary” and necessitated by the accident “to a reasonable degree of medical probability.” Some treatment providers may be hesitant to give that opinion because they do not understand the legal ramifications. Therefore, the most important factor to gain support for ongoing care is expert testimony from doctors and therapists who have worked with you on your recovery. With their experience combined with an understanding of what is needed for your legal case, the right information can be brought to bear to help support your claim. Every case is different, and therefore, the attorneys at Arthur Law Firm are careful to treat every case as unique, tailoring their approach to your specific situation.

The Arthur Law Firm Advantage in Long-Term Injury Cases

Arthur Law Firm has a proven track record in long-term injury cases with many successful cases and satisfied clients who were able to move on from their accident with confidence in their future financial stability. Our firm is proud of our expertise and achievements in securing compensation for long-term care for car accident victims. We have a client-centered approach with a strong commitment to understanding the unique needs of long-term injury victims. We take the time to fully understand the intricacies of every client, and our legal strategy is tailored to address specific ongoing medical concerns.

If you have been seriously injured in a car accident that was not your fault and you are facing ongoing medical expenses and loss of work, you can’t afford to fight with the insurance company alone. When you need compensation for ongoing medical care, you need an attorney who understands the challenges that come with this fight to help you get the compensation you need. Contact the team at Arthur Law Firm right away (419) 782-9881 for a free consultation.